How To Apply For Kohl’s Charge Card?

The Kohl’s Charge Card offers shoppers an easy way to save on every purchase made at Kohl’s department stores and on

Over 30 million customers already benefit from using the Kohl’s Charge Card through earning rewards points on purchases, getting exclusive discounts and coupons, enjoying free shipping, and more.

If you frequently shop at Kohl’s, applying for their credit card can provide serious savings on apparel, home goods, electronics, and more.

Applying for instant credit is straightforward whether you submit an application online, over the phone, or by visiting any Kohl’s store location. Approval decisions are usually very quick as well.

In this comprehensive guide, learn everything you need to know about getting a Kohl’s Charge Card, from application qualifications and approval odds to rewards programs, special financing offers, responsible usage, and more before you apply.

With so many perks and deep discounts available with the Kohl’s Charge, it deserves strong consideration for savvy shoppers.

Here is a simpler version of the instructions on how to apply for a Kohl’s Charge Card:

There are two main ways to apply – online or in a Kohl’s store:

Apply For Kohl’s Charge Card Online?

  1. Go to to access the online application.
  2. Click “Apply Now” and fill in the form with your personal details, job info, and income.
  3. Review your application and submit it. You can also pre-qualify to see if you may get approved before formally applying.


  1. Visit any Kohl’s store.
  2. Ask a sales associate for a credit card application.
  3. Fill out the form with help from the associate.
  4. Submit your application.

Other Ways to Apply For Kohls Charge Credit Card.

  • Call (855) 564-5748 to apply for the card by phone.
  • Review the card’s rates, fees and rewards before applying.
  • Check your credit score first to see if you’ll likely get approved.

What are the Benefits of the Kohl’s Card?

  • Earn Kohl’s Cash on purchases to use like cash in stores/online
  • Get exclusive discounts and coupons
  • Free shipping on $50+ orders
  • 60 day returns period

Remember: Be responsible with your credit card and only spend what you can pay back.

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